Insurtech Gateway Australia incubator hero

Is it brilliant or bonkers?

Insurtech Gateway is here to support and advise the next generation of Australian founders, who share our vision of creating revolutionary insurance products and services. We look at problems from unusual angles and combine our breadth of knowledge to find unique solutions.

A typical Insurtech journey...

Insurtech Gateway Australia Incubator Journey

Founding teams can quickly setup and get their insurance idea to market in the space of 3 months, testing out multiple propositions to see what sticks in the market.

What we are looking for

  • Founders and small teams who have energy and passion.
  • Unproven business models or customer-centric approaches to existing business models.
  • Pre-seed and seed stage.
  • An overseas idea looking to validate in AUS.
  • A conceptual proposition centred around customer needs.
  • Competitive advantage through data and technology.
  • Solutions that would benefit from being developed outside of the insurance sector.
  • Ideas that can be leveraged using our rapid pilot and launch capability.
Insurtech Gateway Australia Incubator Looking For

Preparation is key

The following articles will help founders get some market and distribution insights into their plan before they start pitching.

What else does the gateway offer?

Hassle free compliance

Founders don’t like to spend time on compliance when they could be building their business and testing their products. We enable founders to become an Appointed Representative via a licensed Gateway group company.
We provide simple guidelines to help founders quickly understand and pass through the authorisation process. This includes: regulatory framework, operating model and day-to-day compliance requirements, all supported by expertise on-hand.


  • Day-to-day compliance and operating support; including regulatory and underwriting requirement fulfilment. E.g. Underwriting bordereau, claims, etc.
  • Provision of and guidance on complaints procedures, data protection, anti-money laundering procedures and the detection and prevention of financial crime.
  • The provision of fully segregated client trust accounts for the handling of client money.
  • Reconciliation of trust accounts to the ledger in accordance with FCA CASS rules.


Insurtech Gateway invests cash to get you off the ground. When you outgrow the incubator, our dedicated insurtech fund kicks in to support you to Series A and beyond. If you need to raise funds outside of the Gateway, we have an established network of investors on call.


We provide access to a range of mentors from the Insurtech Gateway, in addition to Envest, Hambro Perks and Lumley’s wider network. These include experts across various sectors, who have held leadership positions in insurance, financial services, government and other key relevant sectors.

Gateway goodies

Meet our carefully selected and road-tested suppliers.

We have negotiated and streamlined the briefing and on-boarding with each of the services below to save you months of time, and in most cases, over £250k of savings.

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IT Infrastructure

  • Amazon Web Services: Cloud computing

  • Stripe: A payment gateway and processor

  • Evari: Insurance Software Services

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Business services

  • Helga Resi: Web Development Services

  • Bench: Complete Digital Media Specialist.

  • LegalVision: Legal services.

  • MJA Business Solutions: Book-keeping & Accounting

Applications are rolling!

If you think Insurtech Gateway could help you take your startup to the next level, pop your details below and we will send you a form to help you structure your thoughts. Making sure you get the most out of your time when we meet. We are not cohort based or a set programme, our door is always open. If you are not quite ready to pitch, book a ‘drop in’ meeting, for an exploratory and confidential chat, with one of our team.


Book it

Contact information

    We can’t wait to hear all about your new Insurtech business idea! Enter your information and we will send you a form to help you structure your thoughts. This will ensure you get the most out of your time when we meet.